Cfrgtkky

When driving my car over a bump or a quick change in gradient (from flat to uphill or downhill to flat), if I don't drive slowly and the bump/change in gradient is large enough, I'll end up with my front bumper dragging on the road/bump. But if I go slowly, there's no such issue.

I would expect that the wheels are still taking the same path regardless of the speed, so the car's body should also act the same regardless. Why does it make a difference when speed is changed? Why doesn't the car behave the same way regardless?

I think that physics.SE deserves an answer in physics terminology.

Change of direction = acceleration. Acceleration is caused by force. Force is applied through suspension and compresses it.

Larger speeds lead to larger acceleration and larger force which in turn compresses the spring more.

To be a bit more precise, we could model the upwards curve as consisting of arc segments. It would mean that at the segment with curvature radius $r$ the acceleration is $v^2/r$ and the force is $mv^2/r$. If we suppose the spring is linear, the compression will equal force over the spring constant - $frac{mv^2}{rk}$.

Disclaimer: the spring is probably not linear, it should become increasingly high-degree-polynomial near the extremes of it's range (i.e. it should try to stop itself from compressing too much). The $m$ is not the mass of the car but something like the portion that rests on the axis in question. Which depends on multiple factors including the road curvature and the absolute acceleration of car. And the $r$ is not the curvature radius of the road but that of the car's body. Suspension is intended exactly to make it less than the curvature of the road - smoothen the bump.

Because your car has a suspension.

A car's wheels are not rigidly attached to the frame. Rather, they are attached with springs and shock absorbers that allow the wheels to move somewhat relative to the rest of the car. This is generally speaking a good thing, as it means that when the wheels go over a small bump or pothole in the road, the frame does not necessarily need to move up and down; and so you, the passenger, get a smoother ride. But if the bumps are large and the speeds are too high, this same "smoothing" effect means that the frame of the car can come into contact with the road surface.

As to why this smoothing effect occurs: imagine that you have, on a table, a large block (standing in for the car), attached by a spring (the suspension) to a smaller block (the wheel.) Suppose that the table is very smooth, so that we can ignore friction between the table and the smaller blocks. If you pull the small block quickly & suddenly away from the larger block, the spring stretches a lot and the large block won't move very much at all: it has a lot of inertia, and so it can't accelerate very quickly. This is the equivalent of going over a bump or pothole at high speed: the wheel suddenly moves up or down relative to the frame, but the frame doesn't move up or down much at all.

But if you pull the small block away from the large block slowly, then the large block will follow the small block, while the spring doesn't stretch terribly much. In this case, the low acceleration of the large mass takes place over a longer time, and so it can move more while the force is being exerted on it. This is the equivalent of going over a bump/pothole at low speed; since the wheels move up or down relatively slowly, the frame of the car will follow them. If you go over a bump at low speed, this means that the frame will follow the wheels (which follow the road surface), rather than moving in something resembling a straight line and possibly hitting the road surface.

In order to avoid the issue, your car needs to be lifted over the bump. In the case of fast motion, this has to occur in a shorter time span, hence with a higher acceleration, hence with greater force - and this force has to be transferred from the ground via your wheels to the car body. However, the positional relation between your tires and the car body is governed by springs and shock absorbers, which are compressed under strong forces. Additionally, your tire bottom may be compressed for the same reason. It follows that the car body moves closer to the bump than it would in slow motion.

You could avoid this phenomenon by getting rid of all springs and dampers (and also the air-filled tires) and replacing them with rigid connections. In that case, the car body would be accelerated quite suddenly with great force at the bump - probably resulting in structural failure! There's a reason why these elastic elements are built into your car after all ...

Shocks have time factor. They will absorb more if the change is rapid. This is by design as your body and car do not want a rapid impact.

I believe springs also have a time factor.